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Life insurance is about providing protection to the dependents.

At the same time, it also provides peace of mind to the living person.

At the same time, there is a bit of commerce involved in this.

The insurance companies insure a person in exchange for regular premiums.

He or she knows that his family or dependents won’t have to bear any hardships even if he dies.

In most cases, the dependents include the spouse, children, and parents.

These can be called by different names like Universal, Permanent or Whole Life insurance.Further, the insurance premiums vary from person to person depending on his or her age, smoking habits, medical history, driving record, job profile and other things.Taxation Taxation in the context of insurance is a complicated matter especially when you think of it from a global perspective.In many other cases, premiums do not come under the ambit of taxation laws.In the US and the UK, by and large, premiums paid for life insurance are not tax deductible.

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