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Cash, Liu could see, had been largely replaced by two smartphone apps: Alipay and We Chat Pay.

One day, at a vegetable market, he watched a woman his mother’s age pull out her phone to pay for her groceries. To get an Alipay ID, Liu had to enter his cell phone number and scan his national ID card. Alipay had built a reputation for reliability, and compared to going to a bank managed with slothlike indifference and zero attention to customer service, signing up for Alipay was almost fun. Alipay’s slogan summed up the experience: “Trust makes it simple.”Alipay turned out to be so convenient that Liu began using it multiple times a day, starting first thing in the morning, when he ordered breakfast through a food delivery app.

Lazarus Liu moved home to China after studying logistics in the United Kingdom for three years, he quickly noticed that something had changed: Everyone paid for everything with their phones.

At Mc Donald’s, the convenience store, even at mom-and-pop restaurants, his friends in Shanghai used mobile payments.

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Like many young Chinese who had become enamored of the mobile payment services offered by Alipay and We Chat, Liu stopped bringing his wallet when he left the house.He realized that he could pay for parking through Alipay’s My Car feature, so he added his driver’s license and license plate numbers, as well as the engine number of his Audi.He started making his car insurance payments with the app.Since 2000, thousands of happy men and women have met their soul mates on Asian Dating and have shared their stories with us. For a fun, safe and uniquely Asian dating experience, join free today. I am single child in my family but I am not spoil and I know when we work hard we will get something. I do not like conflicts at all, and I am deeply convinced that an open communication may solve any di...

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